Erotik sevişmelerden hoşlanan manken bu sefer kel iş adamı ile sikiş birlikte olmak için çok heyecanlı görünüyor Kendisine karşı özel ilgisi liseli porno olan kel iş adamının bekar evine gidiyor Burada hemen genç mankenin sex hikayeleri arkasından sarılarak cinsel bölgelerini okşayan kel iş adamı daha fazla sikiş dayanamıyor ve hemen sikmek istiyor İspanyol lezbiyen kızlarla bir gece porno resimleri mekanında tanıştıktan sonra onların evlerine giden genç adam kadınların mobil pornolar yapacakları özel sevişmeleri izlemek istiyor Vip aracına binen kel adam porno fotoğrafları sekreterini yanına alıyor ve azgın durmak bilmeyen sekreter sikiş hemen arabanın otoparkta durduğunu fırsat bilerek patronun büyük penisini yalar

Ordinary Diploma in Insurance and Risk Management (ODIRM)

Introduction

This qualification is intended for people who will be able to analyze, apply skills and knowledge in a wide range of activities in insurance market, provides services as middle level managers in an organisations.

Programme Objectives 

At the end of the programme, the participants will be able to:

i. Apply the fundamental principles and practices relating to commercial general insurance.

ii. Design and develop simple Insurance Products

iii. Apply principles of management and entrepreneurial skills in Businesses

Programme Duration

The programme runs for two (2) years where Ordinary Diploma in Insurance and Risk Management is awarded upon successfully completion of two National Technical Awards programmes at level 5 (NTA 5) and level 6 (NTA 6)

Tuition Fee Structure

i) For Tanzanians is Tshs. 1,200,000 payable in two installments.

ii) For Foreign Students is US$ 1,200 payable in two installments

Entry Qualifications

Entry Requirement and Eligibility

Direct Entry: Holder of Form six certificates with at least a principal and a subsidiary pass (excluding religious subjects).

Equivalent qualification: A Form Four certificate with at least four passes (religious subjects not counted) and with NTA level 4 i.e. Basic Certificate from a recognized higher learning institution. For ODCS and ODIT, one of the passes at O – level must be in Mathematics, Physics or Chemistry.

Modules

Curriculum Structure

Year I Semester I

Subject Code  Subject Name
ECT05101 Elements Of Economics
GST05101 Introduction To Communication Skills
IRT05101 Introduction To Insurance
IRT05102 Introduction To Risk Management
IRT05103 Legal Aspects Of Insurance
MTT05101 Basic Mathematics And Statistics
Semester II  
AFT05201X Introduction to Accounting I
IRT05201 Insurance Intermediaries
IRT05202 Insurance Claims Procedures
IRT05203 Introduction To Theory And Practice Of Life Assurance
IRT05204 Introduction To General Insurance Business
ITT05207 Introduction To Computer Applications
IRT 05205 Field Practical Work
Year II Semester III  
IRD06101 Insurance Practice
IRD06102 Household Insurance
IRD06103 Motor Insurance Products
IRD06104 Operational Risk Management
GSD06101 Basic Communication Skills
MTD06103 Mathematics and Statistics
MSD06202 Field Work Report
Semester IV  
IRD06201 Insurance Regulations
IRD06202 Introduction to Health Insurance
IRD06203 Introduction to Marine and Aviation Insurance
MSD06201 Fundamentals of Entrepreneurship
MSD06202 Fundamentals of Management
IRD06205 Insurance Regulations

Careers

Carrier Opportunities

The holder of the qualification will be able to apply insurance and risk management knowledge and skills in a broad range of work activities, most of which are non−routine